The ANA JCB Wide Gold card is designed for travelers who want premium benefits and maximum rewards. It offers generous mileage bonuses, travel protection, and exclusive perks under the ANA Mileage Club.
With this card, you can earn up to 152,000 miles, enough for multiple international trips. This guide explains everything you need to know, from benefits and eligibility to how to apply and contact details.
Understanding the ANA JCB Wide Gold Card
The ANA JCB Wide Gold Card combines the reliability of JCB and the travel expertise of All Nippon Airways (ANA). It provides a reward system that favors travelers who fly often or spend frequently.
The card fits best for residents of Japan who seek convenience in both domestic and international travel. Its combination of mileage bonuses, insurance, and shopping protection makes it a high-value choice for frequent flyers.
Key Features and Benefits
Before applying, you should understand the features that make this card stand out among other ANA cards. These benefits aim to make your spending and travel experience smoother and more rewarding.
- Generous Bonus Miles: New members can earn up to 152,000 miles depending on usage and campaign conditions.
- J-POINT System: Earn points from shopping and convert them into ANA miles.
- PASMO Function: Available on Sorachika cards, allowing transportation payments through PASMO integration.
- Travel Insurance: Coverage for both overseas and domestic trips.
- Shopping Protection: Compensation for damaged or stolen purchases.
- Contactless Payments: Compatible with Apple Pay and JCB contactless technology.
These benefits ensure that every purchase or trip you make contributes to your next destination.

Mileage Rewards and Conversion
Mileage conversion is one of the core features that attracts travelers to this card. You can earn and redeem miles easily through daily spending or flight activity.
You earn points through JCB’s Oki Doki Point Program, which can later be converted into ANA miles. One JCB point usually equals one mile, depending on the course selected.
You also receive extra miles on your first flight after enrollment and on membership renewals. The more you use the card, the faster your miles accumulate for future rewards.
Eligibility Requirements
To qualify for the ANA JCB Wide Gold Card, you must meet basic requirements set by JCB and ANA. These requirements ensure applicants have a stable financial background and proper identification.
Applicants must be 20 years or older with a stable income and must reside in Japan. A valid ID such as a passport, driver’s license, or My Number card is required during verification.
You’ll also need a bank account capable of automatic withdrawals for monthly billing. Approval depends on your credit history and financial stability.
How to Apply for the ANA JCB Wide Gold Card?
You can apply for the ANA JCB Wide Gold Card conveniently through an online application or in person. Both options provide a simple process and require basic personal details.
Online Application Process
Here’s how you can easily complete your application online.
- Visit the official ANA JCB Card website and select the Wide Gold Card option.
- Click Apply Now and complete the form with your personal, employment, and contact information.
- Upload the necessary identification documents, such as a passport or license.
- Review the details carefully and submit for credit screening.
Once approved, you will receive the card by mail within one to two weeks.
In-Person Application
If you prefer personal assistance, you can visit a JCB or ANA service branch.
- Bring your ID, proof of income, and bank account details.
- Fill out the paper form provided by the representative.
- After verification, your card will be mailed to your registered address.
Both methods are secure, but the online application offers faster processing and real-time updates.
Promotional Campaign and Bonus Miles
ANA JCB frequently launches campaigns for new members, allowing you to earn extra miles through spending. You can take advantage of these offers immediately after registration.
New members receive joining bonuses and can earn up to 150,000 miles by spending 400,000 yen during the campaign period. The current promotion is valid until February 28, 2026, so early applications are recommended.
Campaign participation requires registration after receiving the card. Note that ANA JCB Premium and ANA JCB First cards are excluded from this specific offer.
Example of How to Use Earned Miles
The miles you earn translate directly into travel opportunities. With 152,000 miles, you can enjoy multiple round-trip flights abroad.
For instance, a round-trip to Korea requires about 30,000 miles, while a round-trip to Hawaii requires about 60,000 miles. This means your earned miles can cover flights to both destinations with room to spare.
Redemption rates may vary by season, but the value remains high for frequent travelers. Using your card strategically can make long-distance travel more affordable.
Interest Rates and Annual Fees
Understanding the fees and rates helps you use the card wisely and avoid unnecessary costs. These charges apply to all Wide Gold Card members.
The annual fee for the ANA JCB Wide Gold Card is approximately ¥15,400 (tax included). The shopping interest rate is about 15.0% per year, while cash advances are charged around 18.0%.
Late payment fees are set at 14.6% annually, and the foreign transaction fee averages 2.2%. A replacement card costs about ¥1,100, though this may change depending on JCB policy.

Contact Information
For inquiries regarding ANA mileage or campaign details, you can reach the ANA Mileage Club Service Center. The staff can assist with balance checks, campaign registration, and redemption questions.
- Phone (Japan): 0570-029-767 (Flat rate nationwide)
- Phone (Overseas): 03-6741-6683 (Charged)
- Hours: 9:00 AM – 5:00 PM (Closed on Sundays, holidays, and New Year’s holidays)
- Voice response service: 24-hour availability
When prompted, select “Mileage Inquiry [3]” to connect with the correct department.
Final Thoughts: Is the ANA JCB Wide Gold Card Worth It?
The ANA JCB Wide Gold Card is ideal for travelers who want strong rewards and convenience in one product. You can earn up to 152,000 miles, enjoy solid insurance protection, and use JCB’s global network with ease.
The combination of ANA’s mileage program and JCB’s payment security makes this card reliable and beneficial. If you travel frequently, this is one of the most rewarding cards you can apply for in Japan.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with JCB or ANA Mileage Club before applying or using the card.











